Core Products

SBA
(Real Estate Loans)

The eligibility requirements to apply for a $500,000 to $5,000,000 SBA 7(a) Commercial Real Estate Loan through Syndicate Lenders:

• Rent replacement requires a loan payment that does not exceed the current monthly lease expense
• Sufficient business and personal cash flow to service all debt payments
• The real estate must be occupied by the majority owner 51% or more
• The business owner’s personal credit score must be above 675
• No delinquencies and/or defaults on government loans
• Time in business must 3 years or more

Typically, businesses approved for an SBA loan through Syndicate Lenders have $50,000 to $5 million in annual revenues and 1 to 40 employees. Most are profitable and cash flow positive. All can provide proof that they are able to make the monthly loan payment.

Merchant Cash Advance

A merchant cash advance, also known as a business cash advance, is financing based on your future credit card receivables. This type of merchant financing is repaid on a daily basis as a percentage of your credit card sales. Therefore, if your sales are high, your advance is paid off faster and if sales are lower, your payment is lower.
A merchant cash advance can help with:

• Inventory purchases
• Equipment needs
• Marketing opportunities
• Short-term capital needs
• And more!

Small Balance Commercial Loans

Syndicate Lenders is able to fund Commercial Loans from $30,000 - $5,000,000 in-house through our sister company. Since we are funding in-house, closing can often take place in 2-3 weeks.
HIGHLIGHTS OF OUR SMALL BALANCE COMMERCIAL LOANS:

• Fix & Flip financing available for residential and commercial investment properties
• All property types considered, including raw land
• Terms up to 30 years with 30 year amortization
• Low documentation / Stated income
• Conditional Approvals in 24-48 hours!
• Mortgages available in most states
• Rates from 8.5%
• Up to 75% LTV

Bridge Loans

A bridge loan is exactly what it seems; a short-term loan to bridge the gaps between long-term financing solutions or your next infusion of capital.

• Available for investment property fix & flips
• Perfect for short-term financing needs
• Interest only or fully amortizing
• Closing in as quick as 7 days
• LTV up to 70%

Small business owners use bridge loans to bridge their financial obligations. These financial obligations vary, as some bridge loans are used to bridge financial obligations related to commercial real estate.

Some industries may be restricted such as:



• Not For Profit, Charities, and Startups

Credit Repair

• Raise Your Credit Score
• Repair A Line of Credit

Reverse Consolidation

• Credit Line Correction
• Clear A Position
• Payment Merger

Funding Consultation

• Funding Advice
• Credit Analysis
• Business Guidance
• Accounting Recommendations